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Products

Our Products

Given the specialist nature of the policies we underwrite, including those where the vehicle is the customer’s livelihood, we understand the need for a quality insurer partner with a dedicated claims service

Private car

Drivers with motoring convictions
Inexperienced drivers
Short period cover
High premium due to multiple risk factors
Bespoke vehicles or certain modified vehicl

Taxi

Private Hire
Public Hire
Minibus policies for hire and reward
Taxi fleets for company owned vehicles
Annual and short-period policies available

Fleet

Private Hire
Public Hire
Courier
Commercial
Credit Hire
Self-Driver Hire

Motor Trade Insurance

A sole trader, partnership or limited company
Full or part-time in the trade
Based in England, Wales or Scotland (If you live in Northern Ireland, please call Abbey Bond Lovis on 028 9099 3600 to talk through your needs. In Northern Ireland, our Road Risks, Liability and Premises products are only available via Abbey Bond Lovis and slightly different conditions apply)
At least 23 years old (there are certain restrictions for drivers under 28 years old as well)
An experienced trader – whether you’re well-established or starting a new venture.

Commercial Vehicle Insurance

Own goods carrying vehicles
Delivery and courier vehicles
Vans used for SDP use
Drivers with motoring convictions
Drivers with accident history
Inexperienced drivers
Short period cover
High premium due to multiple risk factors
Bespoke vehicles or certain modified vehicles
Drivers with certain criminal convictions

A more in depth look…

Fleet insurance

True Underwriting offers a range of policies aimed at the Fleet Insurance market.
We look to compete in areas that are not well supported by traditional motor insurers. In the main, our pricing is of a bespoke nature that enables us to understand each risk on its own merits.
Get in touch via one of the methods below to discuss our Fleet Insurance products further.

Taxi Insurance

True Underwriting offers a range of policies aimed at the Private and Public Hire market.
We offer quotations for both short term and annual products and have a designated direct debit facility available to assist drivers with payments, if required.
Agencies are extremely limited and when granted are only offered to brokers that have local knowledge and service their local area; we do not allow agencies to quote on a national basis.

Commercial Vehicle Insurance

True Underwriting’s Commercial Vehicle products are aimed at the non-standard motor insurance market.
We look to compete in areas that are not well supported by traditional motor insurers. In the main, our pricing is of a bespoke nature that enables us to understand each risk on its own merits.

Private car insurance

 
True Underwriting’s Private Car products are aimed at the non-standard motor insurance market.
We look to compete in areas that are not well supported by traditional motor insurers. In the main, our pricing is of a bespoke nature that enables us to understand each risk on its own merits.
You can obtain your quote via our online portal or get in touch via any of the methods below.
Please click the following link to visit our short term private car agent portal.
We also offer Impound Release – this 30-day restart policy scheme will allow your customer to recover their car or van from the Impound, whilst giving you the time to arrange an annual policy to suit their needs.

Motor Trade Insurance

 
The True Underwriting Motor Trade team looks at each case on its own merits.
Unlike our competitors, there are no straight decline categories. We write road risks (up to 5 drivers) and associated liability risks for the sole trader working from premises, or home, to the larger risks.
You can obtain your quote via our online portal and you will receive a quote for the standard risks instantly. For those risks that are referred, our underwriting team has a wealth of underwriting experience so we are able to offer bespoke cover to meet your client’s needs.
No risk is too small and we do not require a minimum level of support.