About True Underwriting

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 Each product has a specific MTA process. These can be viewed on each product’s individual page within the FAQ section. 

True Underwriting has grown from a small, family-owned brokerage to one of the largest specialist insurance companies in the UK with both national and international reach.

True was founded to service the requirements of non-standard customers with non-standard needs. Our niche offering has stood us in good stead and allowed for the development of new products within the insurance industry.

The future will see Granite continue to push forwards with innovative products and schemes, delivered with the high level of service and professionalism that our customers have come to expect.

We specialise in underwriting several niche areas of insurance, including:

• Motoring convictions
• Criminal convictions considered
• Impounded cars
• Fast food delivery
• High-risk postcodes
• Adverse claims history
• Insurance cancelled or void
• Chassis numbers
• Nil No Claims Bonus
• Comp, TPFT and TPO cover
• Short-period policies
• Inexperienced drivers
• EU and international licences
• Fleets from 5 vehicles upwards

Specialist policies are insurance policies that are not typically covered by conventional insurers. They are also often referred to as niche insurance policies or non-standard policies. We are proud to specialise in this type of cover, allowing those who may be considered high-risk by other underwriting firms to gain access to the particular insurance that they may need.

The reasons that this type of cover may be considered ‘specialist’ are far-ranging, and the types of policy that we actively seek to underwrite are covered in the section above. Rest assured that we will look to any potential cases on an individual basis, whether they are considered non-standard for a singular factor, or for a combination of multiple reasons.