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About us

About True Underwriting

We are specialist underwriters who have been established since 1982.

With our experienced team of underwriters and a flexible approach, we compete in areas of the market that more traditional insurers decline. Whichever of our specialist product teams you contact, we pride ourselves on taking time to understand the risk and provide you with exceptional service.

Given the specialist nature of the policies we underwrite, including those where the vehicle is the customer’s livelihood, we understand the need for a quality insurer partner with a dedicated claims service

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Please reach us at SALES@TRUEUNDERWRiTING.CO.UK if you cannot find an answer to your question.

What does True Underwriting do?

True Underwriting has grown from a small, family-owned brokerage to one of the largest specialist insurance companies in the UK with both national and international reach.

True was founded to service the requirements of non-standard customers with non-standard needs. Our niche offering has stood us in good stead and allowed for the development of new products within the insurance industry.

The future will see Granite continue to push forwards with innovative products and schemes, delivered with the high level of service and professionalism that our customers have come to expect.

What insurance does True Underwriting like to underwrite?

We specialise in underwriting several niche areas of insurance, including:

Fleets from 5 vehicles upwards

Motoring convictions

Criminal convictions considered

Impounded cars

Fast food delivery

High-risk postcodes

Adverse claims history

Insurance cancelled or void

Chassis numbers

Nil No Claims Bonus

Comp, TPFT and TPO cover

Short-period policies

Inexperienced drivers

EU and international licences

What are specialist policies?

Specialist policies are insurance policies that are not typically covered by conventional insurers. They are also often referred to as niche insurance policies or non-standard policies. We are proud to specialise in this type of cover, allowing those who may be considered high-risk by other underwriting firms to gain access to the particular insurance that they may need.

The reasons that this type of cover may be considered ‘specialist’ are far-ranging, and the types of policy that we actively seek to underwrite are covered in the section above. Rest assured that we will look to any potential cases on an individual basis, whether they are considered non-standard for a singular factor, or for a combination of multiple reasons.